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NSW Home Energy Saver Loan ·Delivered by

0% Interest.New air conditioning.
Nothing upfront.

Pay fortnightly over up to 10 years, with $0 fees. Funded by the NSW Government, delivered by Brighte.

Prefer to pay upfront? See our cash price specials →

0%Interest rate
$2k–$15kLoan amount
Up to 10 yrsRepayment term
Pick your term. Watch the price drop.You only ever repay the sticker price.
Split systems from$7.88/ fortnight*

Split Systems

Supply & install included · Sydney metro · from $7.88 a fortnight

Split System Model : FTXF25WVMA

Suitable for 9-14sqm room

daikin-split-system
star4 StarEfficiency
verified_user5 YrWarranty
From
$8.85/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $2,300Save $450
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • Back to back installation
  • 3 meters of refrigeration piping between Fan coil unit & Condensor.
  • Condenser unit to be mounted on pvc slab , pvc mounting blocks or rubber feet on ground level.
  • 1 Length of 2.4 Metre Colourbond trunking.
  • Sydney metro.
  • 5 years warranty on parts and labour.
Split System Model : ASTG09LVCC

Suitable for 9-14sqm room

ClimaCool Air Conditioning
star4 StarEfficiency
verified_user5 YrWarranty
From
$9.42/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $2,450Save $400
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • Back to back installation
  • 3 meters of refrigeration piping between Fan coil unit & Condensor.
  • Condenser unit to be mounted on pvc slab , pvc mounting blocks or rubber feet on ground level.
  • 1 Length of 2.4 Metre Colourbond trunking.
  • Sydney metro.
  • 5 years warranty on parts and labour.
Split System Model : MSZ-AP25VG(D)

Suitable for 9-14sqm room

ClimaCool Air Conditioning
star4 StarEfficiency
verified_user5 yrWarranty
From
$9.23/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $2,400Save $400
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • Back to back installation
  • 3 meters of refrigeration piping between Fan coil unit & Condensor.
  • Condenser unit to be mounted on pvc slab , pvc mounting blocks or rubber feet on ground level.
  • 1 Length of 2.4 Metre Colourbond trunking.
  • Sydney metro.
  • 5 years warranty on parts and labour.
Split System Model : HSNRT25B

Suitable for 9-14sqm room

Rinnai Spit Systems
star4 StarEfficiency
verified_user5 YrWarranty
From
$7.88/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $2,050Save $600
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • Back to back installation
  • 3 meters of refrigeration piping between Fan coil unit & Condensor.
  • Condenser unit to be mounted on pvc slab , pvc mounting blocks or rubber feet on ground level.
  • 1 Length of 2.4 Metre Colourbond trunking.
  • Sydney metro.
  • 5 years warranty on parts and labour.
Split System Model : HAWV9KR

Suitable for 9-14sqm room

Hisense Split Systems
star5 StarEfficiency
verified_user5 YrWarranty
From
$8.08/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $2,100Save $550
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • Back to back installation
  • 3 meters of refrigeration piping between Fan coil unit & Condensor.
  • Condenser unit to be mounted on pvc slab , pvc mounting blocks or rubber feet on ground level.
  • 1 Length of 2.4 Metre Colourbond trunking.
  • Sydney metro.
  • 5 years warranty on parts and labour.
Split System Model : AR09AXHQAWKXSA

Suitable for 9-14sqm room

Samsung Split System
star4 StarEfficiency
verified_user5 YrWarranty
From
$8.08/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $2,100Save $600
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • Back to back installation
  • 3 meters of refrigeration piping between Fan coil unit & Condensor.
  • Condenser unit to be mounted on pvc slab , pvc mounting blocks or rubber feet on ground level.
  • 1 Length of 2.4 Metre Colourbond trunking.
  • Sydney metro.
  • 5 years warranty on parts and labour.

Ducted Systems

Supply & install included · Sydney metro · from $25.38 a fortnight

Ducted System Model : FDYAN71AV1

Suitable for a Home Requiring 3-4 Outlets

ClimaCool Air Conditioning
star4 StarEfficiency
verified_user5 YrWarranty
home1Storey
grid_view2Zones
From
$29.62/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $7,700Save $950
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • 5 years warranty on parts and labour.
  • Standard Home requirements, Single story home, Pitch roof, Standard gyprock ceilings.
  • Outdoor unit positioned on pvc slab, pvc mounting blocks, or rubber feet.
  • We offer 5 years installation warranty.
  • Sydney metro.
Ducted System Model : ARTG24LMLC

Suitable for a Home Requiring 3-4 Outlets

ClimaCool Air Conditioning
star4 StarEfficiency
verified_user5 YrWarranty
home1Storey
grid_view2Zones
From
$30.58/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $7,950Save $1,250
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • 5 years warranty on parts and labour.
  • Standard Home requirements, Single story home, Pitch roof, Standard gyprock ceilings.
  • Outdoor unit positioned on pvc slab, pvc mounting blocks, or rubber feet.
  • We offer 5 years installation warranty.
  • Sydney metro.
Ducted System Model : ACO71TNHDKG/SA

Suitable for a Home Requiring 3-4 Outlets

ClimaCool Air Conditioning
star4 StarEfficiency
verified_user5 YrWarranty
home1Storey
grid_view2Zones
From
$25.38/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $6,600Save $2,000
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • 5 years warranty on parts and labour.
  • Standard Home requirements, Single story home, Pitch roof, Standard gyprock ceilings.
  • Outdoor unit positioned on pvc slab, pvc mounting blocks, or rubber feet.
  • We offer 5 years installation warranty.
  • Sydney metro.
Ducted System Model : FDUA100VH

Suitable for a Home Requiring 5 Outlets

Mitsubishi Heavy Industries
star4 StarEfficiency
verified_user5 YrWarranty
home1Storey
grid_view2Zones
From
$31.54/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $8,200Save $1,700
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • 5 years warranty on parts and labour.
  • Standard Home requirements, Single story home, Pitch roof, Standard gyprock ceilings.
  • Outdoor unit positioned on pvc slab, pvc mounting blocks, or rubber feet.
  • We offer 5 years installation warranty.
  • Sydney metro.
Ducted System Model : DINLR07Z72

Suitable for a Home Requiring 3-4 Outlets

ClimaCool Air Conditioning
star4 StarEfficiency
verified_user5 YrWarranty
home1Storey
grid_view2Zones
From
$27.69/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $7,200Save $1,500
Book Online Now
Pricing includes GST. Repayments are estimates only.
Ducted System Model : CRA100S

Suitable for a Home Requiring 5 Outlets

ClimaCool Air Conditioning
star4 StarEfficiency
verified_user5 yrWarranty
home1Storey
grid_view2Zones
From
$35.38/ fortnight*
over 260 fortnights · 0% interest · $0 fees
Supply & install $9,200Save $1,200
Book Online Now
Pricing includes GST. Repayments are estimates only.
Terms & Conditions
  • 5 years warranty on parts and labour.
  • Standard Home requirements, Single story home, Pitch roof, Standard gyprock ceilings.
  • Outdoor unit positioned on pvc slab, pvc mounting blocks, or rubber feet.
  • We offer 5 years installation warranty.
  • Sydney metro.

How it works

From quote to cool air in three simple steps. Applying with Brighte takes minutes and you'll usually get a decision on the spot.

1

Pick your system

What happens

Choose any split or ducted special on this page. Every price includes supply and installation, so the loan amount is the price you see.

Pick your system
2

Apply with Brighte

What happens

We send you a Brighte application link. Complete it online with your ID and income details. Approval is subject to Brighte's credit criteria.

Apply with Brighte
3

We install, you pay fortnightly

What happens

Once approved, ClimaCool installs your system. Repayments are direct debited every fortnight with 0% interest and $0 fees. Pay it out early any time at no cost.

We install, you pay fortnightly

Do I qualify?

The NSW Home Energy Saver Loan is open to most NSW homeowners. Tick these six boxes and you're good to apply.

You're eligible if

task_alt 6 quick checks
  • location_on
    Your property is in NSWAny suburb we service across Sydney metro.
  • home
    You own the propertyOwner-occupiers and landlords both qualify.
  • payments
    Household income under $210,000Total taxable income for the household, per year.
  • badge
    Citizen or permanent residentAustralian citizens and PR holders.
  • apartment
    Not social housing or short-stayThe home isn't social housing or an Airbnb-style rental.
  • fact_check
    Pass Brighte's credit checkA quick online assessment, usually decided on the spot.
Loan snapshot
Loan amount
$2,000 – $15,000
Interest rate
0% (0.00% p.a. comparison)
Term
Up to 10 years
Establishment fee
$0
Account keeping fee
$0
Early repayment
Any time, no fee
Late payment fee
$4.99 (max $49.90 / yr)
Eligible products
Reverse cycle heating & cooling

Not sure if you qualify? Call 1300 379 334 and we'll walk you through it.

Common questions

Quick answers about paying for your air conditioner fortnightly.

Is it really 0% interest?

Yes. The NSW Home Energy Saver Loan is funded by the NSW Government and delivered by Brighte. The interest rate and comparison rate are both 0.00% p.a. and there is no establishment fee or account keeping fee, so the total you repay equals the purchase price.

How are the fortnightly figures worked out?

We divide the supply & install price by the number of fortnights in the term (26 a year). For example, a $2,300 system over 10 years is 260 fortnights, so about $8.85 a fortnight. Use the term selector at the top of the page to see 5, 7 or 10 year figures. Brighte's own calculator will give you the same result.

Can I pay it off early?

Yes. You can make extra repayments or pay out the loan at any time with no early repayment fee.

Does the loan cover ducted systems?

Yes. Electric reverse cycle heating and cooling systems, both split and ducted, are eligible products. Loans run from $2,000 to $15,000, which covers every special on this page.

Can I put down a deposit?

Yes. You can pay part of the price upfront and finance the rest, as long as the financed amount is at least $2,000. Your fortnightly repayment drops accordingly.

What if I'm not eligible?

Our regular cash price specials are the same great deals without finance, and Brighte also offers other payment plans. Give us a call on 1300 379 334 and we'll talk you through the options.

Ready to stay cool for less than a coffee a fortnight?

Book online or call our Sydney team and we'll sort your system, your install and your Brighte application.

*Fortnightly repayment figures are estimates only, calculated as the advertised supply & install price divided by the number of fortnightly repayments in the selected term (26 per year), assuming the full price is financed under the NSW Home Energy Saver Loan with a 0% p.a. interest rate, 0.00% p.a. comparison rate, $0 establishment fee and $0 account keeping fee. Actual repayment amounts and schedule will be confirmed by Brighte in your loan contract. A $4.99 late payment fee may apply (capped at $49.90 per year).

The NSW Home Energy Saver Loan is funded by the NSW Government and delivered by Brighte Capital Pty Limited (ABN 74 609 165 906), Australian Credit Licence Number 508217. All applications are subject to Brighte's credit approval criteria. Fees, terms and conditions apply. Eligibility criteria include NSW property location, property ownership, household taxable income of no more than $210,000 per year and Australian citizenship or permanent residency. ClimaCool Air Conditioning is not a credit provider and does not provide financial advice. Any information on this page does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you.

Advertised prices are for supply and installation in the Sydney metro area, include GST, and are subject to the installation terms & conditions listed on each product. Savings are calculated against our standard supply & install price. Offers valid while stocks last and may be withdrawn or changed without notice.